Atal Pension Yojana 2026: Financial help in old age is very important for everyone. In such a situation, if you are also thinking about your old age, then Atal Pension Yojana is a great option for you. By joining this scheme you can secure your future.

Atal Pension Yojana 2026: What is the scheme?

Every person today is thinking about his future. Due to which they not only earn but also save money. For this they choose bank account. Whereas some people get SIP or FD done. But similarly there is Atal Pension Yojana which is run by the government. At present many people are associated with this scheme. This is a scheme. To take advantage of this, you will have to invest for the first few years, after that you will get a pension of Rs 5,000 every month.

Actually, its objective is to give money to people as pension every month after the person turns 60 years of age. But for this you will have to invest for 20 years, after which Rs 5000 will come into your account every month, but there are some premiums in the scheme. You will get pension accordingly.

How much pension is available in Atal Pension Yojana?

The government has kept different premiums according to age. which is as follows

  • If your age is 30 years, then you will have to take a premium of Rs 577 per month for 20 years, after that you will get Rs 5000 in your account every month.
  • One such premium is Rs 210. Which you will have to deposit every month for 18 years, after that you will get a pension of Rs 5,000 per month.
  • There are premiums lower than this also. After depositing this you will get Rs 1000 to Rs 5000 per month. However, the person will get pension only after the age of 60 years.

Who can join this scheme

  • The most important thing is that the age of the person applying should be 18 to 40 years.
  • If you are a citizen of India and also pay taxes to the government, then you are not eligible for this scheme.
  • It is necessary to have a bank account

Benefits of the scheme

  • Very little investment every month
  • Guaranteed pension every month from the government
  • In case of death, the spouse will receive the benefit
  • Economically secure future for the poor and laborers

For whom is this scheme suitable?

  • small farmers
  • poor family
  • laborers
  • private employee
  • those who have no future income

Note: This scheme will prove to be very beneficial for these people in old age.

Also read… Pradhan Mantri Garib Kalyan Yojana: Poor families are getting big relief from the government.

How to apply for the scheme?

  • First of all you have to go to the nearest branch
  • Atal Pension Yojana form will have to be taken
  • Choose your pension as per your choice
  • After filling, give your ID to the bank.

From now on, every month the premium amount will be deducted from your account as per your pension.

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